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There are many reasons foreclosures take place, and few people choose foreclosure voluntarily.  It is usually the result of an unforeseen tragedy such as loss of job, interest rate/payment adjustment, or divorce.  When someone's home is foreclosed upon, they not only lose their home but destroy their credit.  A foreclosure is second only to bankruptcy in doing damage to credit.  In fact, a foreclosure will stay on a person's credit report for between seven to 10 years, making it incredibly difficult, if not impossible, to purchase a new home, buy a car, get a cell phone, or borrow any money.

If you have any questions about foreclosures or Short Sales, please give us a call at 651-808-8247.  There is no obligation and no pressure.






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